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Consumer Spending

Climate Change: Consumer Responsibilities and Activities in Reducing Our Negative Impact on the World

The topic currently on everyone’s lips (and quite rightly so) is the impact that our actions are having on the environment. With carbon emissions causing harmful greenhouse gasses, increasing the rate of global warming and irreversibly changing ecosystems, it has never been more important for us as a species to act more responsibly and ensure …

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Keeping Communication Current: Top Tips to Avoid Unnecessary Expense

Tablet, Mobile Phone, Laptop, 4G TV with 3 different subscriptions and internet access. That’s a list of my own telecommunication devices, subscriptions and monthly costs that enable me to keep fully involved and interacting effectively with what is happening in the world. It’s a shopping list that seems to grow in length with every passing …

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Consumer Detriment, Harm and Vulnerability: The Often-Overlooked Casualties

Unfortunately, when Government Commissions are developed in order to address issues which affect the general population, little consideration is afforded to decisions which may ultimately impact the most vulnerable in our society by consumer detriment. Some work has been done recently in addressing the problems faced by vulnerable consumers, yet there is much more which …

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Right to Repair 2021: Electrical Appliance Top Tips, Now!

With confirmation that the European Union will be implementing ‘right to repair’ principles in the production of lighting, washing machines, dishwashers and fridges by 2021, increased responsibility will be placed on manufacturers to ensure that these appliances are made longer-lasting, with additional responsibilities concerning maintenance for up to ten years. The consumer appliance market in …

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Thomas Cook Administration: Your Rights Explained

In the largest repatriation project in recent times, dubbed ‘Project Matterhorn’, the Civil Aviation Authority will see over 150,000 Thomas Cook customers brought home from abroad after the company announced that they are entering compulsory liquidation. Thomas Cook, founded over 178 years ago, originally operated trips for the Temperance Movement. However, the company has hit financial …

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Colder and Darker and Costly, Oh My – Planning Energy Costs Over the Winter Months

We are fast approaching that time of the year when the weather doesn’t know quite what to do. It’s sunny one minute, with bitter winds and lashing rain the next. The heating is on and off intermittently as the colder evenings draw in and electricity usage increases as we are forced to light our homes …

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Fake Online Reviews: Is That Deal Truly What You Bargained For?

In today’s world, we are constantly bombarded with information about what we should be buying. We open Facebook and are presented with adverts for items that we were looking at elsewhere the day before. We are told by a barrage of reviews that a specific face cream will make us look younger, that a pair of running …

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Surviving to Thriving Whilst Living on a Budget: Our Top Tips

My grandmother used to tell me she could remember the times when she could get a night at the cinema (with treats) followed by fish & chips on the way home, and still have change leftover from ten pence! Nowadays, a visit to the cinema is an expensive treat, with the average ticket price for …

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Tenant Deposit Schemes: Locking down security deposits on rental agreements

Many would say that the law changed for the better when compulsory involvement with landlord deposit schemes was mandated by the Tenancy Deposits Schemes (Scotland) Regulations in 2011. This built on part of the Housing (Scotland) Act 2006, which gave Scottish Ministers the power to approve a Tenancy Deposit Scheme and in July 2012, three …

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